Death by a thousand cuts though. I had to sit a co-worker down and go over his finances because he never learnt at home or school. The amount of €10-25 monthly subscriptions this guy had meant he spent about €500 per month on those. On top of buying everything on payments because he never has any savings.

It’s another example of making use of the flawed human psyche which can’t keep track of the little things.

Same happened in my town. Beautiful Linden trees (I think Basswood in America). There came protest, so they hired a company to check on the trees and would you know it. ALL trees had something wrong with them and would have died in 20 years anyway. They were all cut down.

Permission to shout hurrah in an annoyingly loud voice sir!