The substance is be a decent person, I’m sorry if you struggle to comprehend that.

Yeah if you instill respect of others, you dont need to teach them to walk on eggshells.

Do you mean a majority or most?

Attainable by 100% of people?

All those subprime lenders had to go somewhere where there isn’t as much regulation…

Just like how Americans usually resolve their disputes by a duel at 10 paces?

We’ve updated the rules but we really are still out here shooting each other.

Not to undermine your message, which is a good one.

You engaged with this post, you must like it.

OP convenient that your living location isn’t on the list. Maybe start looking inward? If you remove 2/3 of your mass you’d be doing your part, right?