Not to start an argument but why would one want to be using Google Pay after going through the process of de-googling their phone? Seems counterproductive.
There are a few different ones. I highly recommend doing your own research to find one you’re comfortable with; reading multiple different reviews of each and whatnot. But here’s a site specialising in finding alternatives to services
Sadly, there’s not too much I can do about that. From what I’ve understood, there’s a whole lot of red tape around tap-to-pay transaction technology. Personally, I don’t use any of it. Only cash or card where I have to.
Google Pay gives you worse consumer rights than using your card with contactless. A contactless card purchase is processed as “cardholder not present”, the same as phone catalogue purchases always used to be done, and the same as online purchases. The seller assumes default responsibility in any dispute. When you make a purchase with your card pin, or when you make a purchase with Google Pay, both are considered secure and authorised by you, so that becomes the default position in a dispute.
If someone steals your card and uses it to make a bunch of contactless purchases, you’d have a much easier time getting them refunded than if the purchases were made with your phone.
So google pay doesn’t work. That’s a bastard
Not to start an argument but why would one want to be using Google Pay after going through the process of de-googling their phone? Seems counterproductive.
Fair point. Is there an alternative to Google pay. I don’t use a card and pretty much refuse to use anywhere that requires care or cash
There are a few different ones. I highly recommend doing your own research to find one you’re comfortable with; reading multiple different reviews of each and whatnot. But here’s a site specialising in finding alternatives to services
Every alternative except Apple and Samsung pay, which are device specific and proprietary, seem to just be crypto. No NFC FOSS purchases.
Sadly, there’s not too much I can do about that. From what I’ve understood, there’s a whole lot of red tape around tap-to-pay transaction technology. Personally, I don’t use any of it. Only cash or card where I have to.
Google Pay gives you worse consumer rights than using your card with contactless. A contactless card purchase is processed as “cardholder not present”, the same as phone catalogue purchases always used to be done, and the same as online purchases. The seller assumes default responsibility in any dispute. When you make a purchase with your card pin, or when you make a purchase with Google Pay, both are considered secure and authorised by you, so that becomes the default position in a dispute.
If someone steals your card and uses it to make a bunch of contactless purchases, you’d have a much easier time getting them refunded than if the purchases were made with your phone.
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