In order to get my iPad to connect to my phone I have to take the phone out of my back pocket. I don’t have to unlock the phone or anything. Just take it out. If my phone is in my back pocket the iPad can’t detect the phone. Once the two are connected I can put the phone back into my bank pocket, and use the phone as a hotspot
Oh yeah you can switch it off, and even define what should be switched off and what not. I have it set to display only.